Money

We are firm believers that you should give a portion of your income. Why? It makes a positive impact on someone or something, it makes you feel good, it makes you appreciate what you have, and (for the Christians out there) the bible tells us too. Whether you give it to your church, a charity, Read More

There’s many different theories on how much home you should buy. Some experts say leverage yourself to the max, others say limit your mortgage to a 15 year loan with payments less than 25% of your take home pay. My opinion tends to be somewhere in the middle of these two theories but a little Read More

For those of you that are business owners or landlords, this is a must read. There is new regulations for businesses and landlords to file 1099s. This regulation somehow snuck into the health care reform bill. The way I understand it is that effective Jan 1 2011 all landlords will be required to file a Read More

I’m a big advocate for not borrowing money. However, most of us borrow to own a home. Having a good credit score can help save you money on interest rates. Even a 0.25% difference in interest rate makes a huge difference over the life of a mortgage. Credit scores can even affect insurance rates, and Read More